Emergencies can happen at any time and cause stress and financial strain. Fortunately, there are numerous online lending platforms available that offer quick and easy personal loans to help in these situations. One such platform is the JuanHand Loan App.
Owned by WeFund Lending Corporation, JuanHand is a fintech company that provides online lending products to low-income but creditworthy individuals in the Philippines. The app can be accessed through smartphones and is available on Google Play and the App Store.
With over 5.7 million app downloads, four million loans issued, and 1.7 million active loans, JuanHand has gained popularity among borrowers. The minimum loan amount is 2,000 pesos, while the maximum loan amount is P15,000. The interest rate ranges from 9% to 12% per month, but can decrease with good repayment habits. The loan term is up to 90 days, allowing borrowers ample time to repay the loan.
Is JuanHand Lending App Legit?
JuanHand is a legitimate business registered with the Securities and Exchange Commission under SEC registration number CS201825672. It offers a quick and easy application process, ensuring a seamless user experience. The platform prioritizes customer safety and security, complying with NPC rules for data protection and encryption. Customer service is available seven days a week through phone and email channels.
One of the advantages of JuanHand is that no deposit is required to obtain a loan. Customers simply need to submit an application and wait for approval. Positive reviews on the website highlight the user-friendly interface and fast approval process.
Are you thinking about installing the JuanHand loan app?
Check out its features below.
✔️ Fast and easy to use
The JuanHand cash loan application process is very simple. You just need to download the JuanHand app, provide basic information, select a loan amount and wait for approval. The entire process happens in the app, so you don’t have to go to a bank or loan center to fill out an application.
✔️Safe and reliable.
JuanHand claims that its services are secure. All user information is fully protected and encrypted in accordance with NPC rules.
✔️ Flexible customer service channels.
JuanHand prides itself on being user-friendly. Customers can contact the platform’s customer service department seven days a week by phone or email. This means that you can contact JuanHand even on weekends.
✔️No need to pay.
JuanHand does not ask customers to pledge anything of value to obtain a loan. All you have to do is submit an application and wait for the loan to be approved.
JuanHand Online Loan Review
JuanHand publishes positive reviews on its website. According to JuanHand’s loan application evaluation, the platform has an easy-to-use interface. Another satisfied customer said the loan application was simple and approved quickly.
The JuanHand Loan is a loan for qualified individuals who need cash quickly. Customers can use loans for many different purposes, such as groceries, education, equipment purchases, rent, and utilities.
The minimum loan amount is 2,000 pesos. However, the maximum loan amount for JuanHand is P15,000.
As with other applications, your first JuanHand loan amount will be small. However, you can expect to pay a higher amount if you repay your loan on time.
JuanHand loan interest rates range from 9% to 12% per month. However, your interest rate may go down if you maintain good repayment habits. In this case, the JuanHand loan term is up to three months.
What are the requirements for borrowers from JuanHand?
JuanHand loan requests are easy to meet. It only requires the borrower to meet the following requirements.
- Citizens of the Philippines
- 20-60 years old
- Have a steady source of income
- Have at least one government-issued ID card.
Step-by-step instructions on how to get a loan on JuanHand
If you want to know how to get a loan from JuanHand, you should consider the following steps:
- Download the JuanHand app.
- Run the program. Enter your mobile number and click “Let’s go”.
- On the next page, enter the verification code sent to your mobile number. Click on “Register”.
- Please read and agree to JuanHand’s Privacy Policy and Service Agreement.
- Enter your password.
- Click “Borrow Now” on the main page.
- Enter the required information on the next page.
- Get a facial.
- Enter your identification information on the next page. You will also be asked to take a picture of your identification.
- While waiting for your JuanHand app to be evaluated, choose a withdrawal method and set it up with JuanHand.
- After reviewing JuanHand, your initial credit limit will appear. If you’re happy with your initial credit limit, click Get Cash.
- Awaiting approval. If your application is accepted, the loan amount will be transferred to your e-wallet. You can also remove it without a prescription.
Frequently asked questions about the JuanHand loan application
1. How long does it take to get a JuanHand loan approved?
The approval of the JuanHand loan application is very quick. Applicants typically receive results within one to two days.
2. What should I do if my JuanHand loan application is rejected?
If your application is rejected, you will be notified via the JuanHand app. This notice contains a reminder that you can reapply for the loan after a few days.
3. How will JuanHand pay the loan?
If you are interested in how to process your JuanHand credit payments, you can choose from the different channels the company offers. All you need to do is use the redeem code and enter a valid ID to complete the payment.
Online payment channels are Coins.ph and GCash.
At the counter – RD Lombard, M Lhuillier, 7-Eleven.
Banks (via InstaPay) – UnionBank, BPI, Metrobank, AUB, Maybank, PNB and RCBC and others.
Summary
In conclusion, the JuanHand Loan App provides a convenient and reliable solution for individuals in need of quick cash. With its easy application process, secure platform, flexible customer service channels, and positive customer reviews, JuanHand is a trusted option for online lending in the Philippines.
Author Maria Torres from Upfinance.
You can get a loan here: https://upfinance.com/loan-type/loan-online/
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